What the news and social media say about ZilchWorks

ZilchWorks as seen on Good Morning America

Rebecca Jarvis - GMA Money Moves

There are some great apps out there, very usefule ones. ZilchWorks costs you $39.95 but this software can help you get out of debt if you're commited between 18 and 24 months.

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( ZilchWorks on GMA )

Best Debt Reduction Software Programs

Holly Johnson - April 07, 2022

While debt reduction programs cannot make your debts disappear on their own, it can help you create a thoughtful plan to pay things down faster or create more interest savings over time. Debt reduction programs can also help you create...

Best Debt Reduction Software Programs of 2022

LaToya Irby - May 20, 2022

Figuring out the best way to pay off your debt can be confusing. But using debt reduction software can take away the tedious legwork of creating a debt plan. The best debt reduction software programs...

Debt Reduction Software Helps You Pay Down Bills

Shelley Elmblad - June 29, 2016

If you carry balances on credit cards or have outstanding loans, and bills are catching up with you, you need a plan to pay those debts off. The debt reduction software listed here will help you...

Retired U.S. Marine Teaches How To Avoid Costly Credit Card Mistakes

Press Release

ZilchWorks, a debt management software developer since 1990, has released an updated version of its Credit Card Math eBook. Credit Card Math is an easy-to-use guide to understanding and managing credit card debt. ZilchWorks has found that customers who follow the eBook's straightforward advice have reduced their long-term interest payments by...

3 Credit Card Math Mistakes That Are Costing You Money

Gerri Detweiler - March 5, 2016

Twenty years ago when Michael Riley first released his Credit Card Math tutorial, most people had no clue how interest on credit cards work. In fact, his revelations about how credit card interest and payment methods worked were considered so shocking...

Who Says Personal Finance Software is Dead?

Daniel Bortz - May 9, 2013

If you've fallen behind on payments on multiple credit cards, ZilchWorks can help you design a plan to pay off the debt. Gerri Detweiler, director of consumer education at Credit.com, says...

5 Ways to Get Out of Debt: Which Will Work for You?

Gerri Detweiler - Mar 4, 2013

You've set your goal to get out of debt. Now you have to figure out how to achieve that goal. But with so many different experts touting different solutions, how do you pick the one that will work for you? Here are five...

Personal Finance Workbook For Dummies

Sheryl Garrett © 2012 (pg 78)

A great, low-cost tool that can help you quickly establish the most effective debt-reduction plan for your unique situation is available online at www.zilchworks.com. You can ...

Retirement Planning: Cut Your Debt Before You Quit

CBS MoneyWatch.com - Mark Miller - Jan 28, 2010

The free Credit Card Math calculator at ZilchWorks, a handy tool, can show you how to develop a rapid debt reduction plan to rid yourself of the plastic albatross.

DebtGoal is Way Too Expensive to Justify. Walk on By.

GetOutOfDebt.org - Steve Rhode - Mar 25, 2010

What concerns me is that all of the features of creating a personalized plan to get out of debt in the fastest time and save the most amount of money doing it can be achieved with ZilchWorks that only costs a one-time fee of $39.95.

Testimonial scroll

❝I am happy to tell the world that ZilchWorks can get you out of debt fast.❞

You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.

When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!

I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you out of debt fast. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.

I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!

Lovina Penry - California