GET OUT OF DEBT TODAY
Create a realistic debt payoff plan in 10 minutes.
Turn the information about your debts into a step-by-step payment plan that gets you out of debt. You'll save a ton of money and get out of debt fast. See for yourself why ZilchWorks has been a trusted solution for over 33 years. Download your free trial today!
Reduce stress. Gain peace of mind.
Zilch Standard App
Get yourself out of debt fast and save thousands of dollars. Easy to use. Trusted solution for 33 years.
- How Zilch works
- What our customers say
- Download a free trial of Zilch Standard
- Requires Microsoft Windows
- BUY NOW FROM OUR STORE $39.95
Debt Manager Pro App
Create high quality debt repayment plans for your clients in less than 10 minutes. Excellent tool for financial counselors.
Credit Card Math App
Get the inside scoop on how credit cards work. Goes behind the scene and exposes the huge money making techniques used by credit card issuers.
Reduce Stress. Gain Peace of Mind.
Because you see your actual debt-free date, there's a wonderful feeling of hope that comes over you. Hope that immediately turns into belief. A belief that's strong. Why is that belief so strong, because there really is a light at the end of the tunnel. You can see it. You believe it. You know you will get out of debt soon. Now that's exciting.
- You have a plan to get out of debt on a specified date
- You know how much to pay every single creditor each month
- You will make it happen
Today is the day I get out of debt!
How Zilch Works
The secret to getting out of debt fast is using a payment snowball. As one debt is paid off you shift that money to the next highest priority debt. ZilchWorks takes all the information about your debts (balances, interest rates, monthly payments) and intstantly turns it into a realistic payoff plan. You see exactly how much to pay each credit each month. See a detailed walk-though of how Zilch works.
What People Say
❝It is almost laughable at how easy it is to get this paid off❞
After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.
Robert Gardner - Georgia
I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.